How long does it take for a credit card payment to go through? I paid my account this morning, as my account was inactive so I figured that would fix it. It still isn't active, and I don't know if it's because the payment will take a long time to process, or if there was another issue causing an internet outage. I've read information that says it will take 1-4 hours for the payment to go through. Can anyone confirm this? It's a one hour wait on the phone to get to accounts, and I'm waiting on a callback; but I would like to sort this out quickly